Secured Income Fund II, LLC

Fund managers solicit, underwrite, process, and fund private money loans for commercial and residential borrowers in California. The Fund has produced a stable yield since inception – outperforming income markets and competitors.

Secured Income Fund II, LLC is modeled on our successful Private Capital Fund (est. 2004). Our proven underwriting guidelines are the same for both funds:

• Ensure that there is sufficient equity in the underlying property
• Ensure that our borrowers are financially able to make their loan payments
• Identify our borrowers’ exit strategies in advance
• Perform thorough internal appraisal and review of property
• Secure stable yield for fund investors
• Cross-collateralize when possible for additional security
• Place emphasis on income producing properties that generate positive cash flow
• Avoid overexposure to a single borrower
• Stay sensitive to average loan amounts relative to the overall value of fund

• Stable yields.
• Intra-fund diversification to minimize overall portfolio risk.
• Safe positions in equity-strong properties.
• Choice between income or compounding distribution.
• Qualification for 401K, IRA, and pension plans.
• Professional full-service account management.